Taxpayers are Paying for For-Profit Colleges

September 20, 2013

If there’s one thing all taxpayers want it’s value for their money, but there’s a big question about whether we’re actually getting it with for-profit colleges.

Many have been accused of predatory recruiting practices, providing substandard education and even falsifying job placement data.

But still, the U.S. government provides a whopping $30 billion a year in federal financial aid dollars to these schools.  It makes up nearly 90-percent of their total revenue. So why are we paying for it?

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Ways to be More Productive

September 20, 2013

Eating more super foods and looking at pictures of kittens top the list of ways to become more productive, according to a British study.  No seriously, I have to admit I felt more alert after looking at this cute little fur ball!  Research has shown looking at cute images does indeed stimulate the pleasure centers of the brain.

Okay, so after you look at cute baby animals, here are a few more ways to make your day more productive.  Health Care Communications reports:

1. Eat more super foods:  Ditch the left-over lasagna and eat more like a bird!  Fish, dark chocolate, nuts and seeds, avocados, raw carrots and blueberries all make the list of super foods.

2. Look at pictures of kittens:  Okay, we already established this.

3.  Take a break:  Regulars breaks dramatically improve productivity, especially if you work at a computer.

4. Focus on one activity:  Is it really a surprise that multi-tasking cuts DOWN on productivity? Oh, excuse me. I just got a text.

5.  Don’t force yourself to be a morning person:  Coffee can help, of course, but your “peak time” might just be late afternoon or even late at night.

Click here to read more in depth information about these tips on Ragan’s Health Care Communications News.

 

 

Why Can’t Small Businesses Get Loans?

September 18, 2013

Why is it that Sears, the once iconic retailer now on life-support, can get a $1 billion loan, but small businesses trying to get started or expand can’t get bupkis?  Al Lewis, one of our favorite business writers, took a crack at that question examining that dichotomy in his MarketWatch column.  Al writes:

I got a tweet this week from a guy who sells “Made In the U.S.A.” neckties in Belleville, N.J. “What financial institution would lend Sears $1B?” he asked. “They are a dying whale. But still small biz can’t borrow a dime!”

Since the financial crisis of 2008, the Federal Reserve’s accommodative policies have led to one big corporate refinancing after the next. Companies borrow billions for stock repurchases, dividend increases, refinancings and buyouts.

Al goes on to explain that Sears just wants to borrow more money to roll over debt it already has on the books. That’s a sure way to create more jobs, now isn’t it.  Click here to read more of Al’s column, “How come Sears can get a loan but you can’t?