Drug Ads on TV Are Bad For Your Health

September 1, 2009

By Terry Smiljanich:

Drug giant Pfizer’s record $2.3 billion fraud settlement with the government over its marketing of the pain medication Bextra should serve as a clue to everyone that all is not well with the pharmaceutical industry, which all too often puts profits above health.

For example, we are all inundated with those “ask-your-doctor-about” this or that drug TV commercials. You know, the ones that show a beautiful woman leaping through a field of flowers while the announcer drones on about potentially dangerous side effects.

It may surprise you to learn that only two countries in the world allow such direct advertising of prescription drugs to consumers, the United States and New Zealand. The rest of the world believes that whether you should get a prescription drug is something for a doctor to recommend to you, not something for you to recommend to your doctor.

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No More Robo-Calls

September 1, 2009

robot

Consider this a victory for consumers!  Those annoying, automated sales pitches that drive most of us crazy are getting the ax.  At least most of them, anyway. The Federal Trade Commission announced a new rule to ban most robo-calls, unless a telemarketer gets your written permission first.  Penalties can go as high at $16,000 per call for violations.

There are still a few exceptions, however. Calls not covered by the new rules include:

  • Politicians
  • Surveys
  • Banks
  • Debt collectors
  • Most charitable organizations
  • Telephone carriers
  • Utility companies

Also still allowed will be prescription refill notices and certain other health care messages. Also allowed are informational recordings like flight cancellations, delivery notifications or school openings and closings.

If you’re still bothered by a robo-call, you can file a complaint here or call toll-free: 1-877-382-4357.

Fight Foreclosure: Make ‘Em Produce the Note

September 1, 2009

By Angie Moreschi:

Using the “produce the note” strategy is something all homeowners facing foreclosure can do. If you believe you’ve been treated unfairly, fight back. We have created templates for a legal request, a letter to your lender and a motion to compel to help you through the process.  Read the step by step “how to” under the videos.

Special note:  In some states, a lender can foreclose on your home without going to court.  These are called non-judicial foreclosure states.  You can still use the “Produce the Note” strategy in these states, but it takes a few more steps on your part.

Produce the Note – Steps To Follow:

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