Featured

How to Improve Your Chances of Winning Scratch Off Lottery Games

By Angie Moreschi

There’s no doubt scratch off lottery games are big business. In 2013, the Florida Lottery sold more than $3 billion dollars in scratch off tickets.  The top prizes often range from $5000 to several million. The urge to win big is often irresistible for folks going to fill up their tank at the gas station or pick up a gallon of milk at the grocery.

“Winning money’s always fun!” laughed Melissa Rager, who says she loves the instant thrill of getting a winner.

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Does Writing “See ID” on Your Credit Card Protect You?

We all need to take precautions these days to protect ourselves against identity theft, especially when it comes to your credit card. You may have heard that writing “See ID” on the back of your card, instead of signing it, is a way to protect yourself, because it encourages a cashier to check another form of identification. Well, Asa Aarons, with CreditCards.com, says not so fast. Click here to see his report on why writing “See ID” is not such a good idea.

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What’s the Best Way to Do Your Taxes?

By Angie Moreschi

Doing it Yourself vs. Hiring a Professional

Tax time is fast approaching, so if you haven’t already buckled down to get it done, time is running out.  The good news is doing your own taxes is easier than ever.  However, depending on your circumstances, that’s not always the best idea.  So, when should you do it yourself versus taking it to a professional?  Let’s break it down:

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CWN Staff

Jillian Estes

Jillian Estes

Jill Estes was raised in Haddon Heights, New Jersey, and Palm Beach Gardens, Florida. As the middle daughter of small business owners, she learned early on about how important it is to be an advocate for the little guys. Read more »


Kim Fowlkes

Kim Fowlkes

Kim Fowlkes was born in Fort Oglethorpe, Georgia, and received a degree from Hillsborough Community College. She has extensive experience as a paralegal. Read more »


Chris Hoyer

Chris Hoyer

Factory worker, Laborer, Fisherman, Career Federal and State Prosecutor, Campaign Manager, Systems Designer, and Artist.


Judy Schropp Hoyer

Judy Schropp Hoyer

Judy is a wife, a mother and a human being. She was a hippie in the late 60s and attended law school in the 70’s. She prosecuted fraud on behalf of the State of Florida and the United States for 20 years and on behalf of private clients for about 10. Read more »


Angie Moreschi

Angie Moreschi

Angie has 20 years working as an investigative journalist at TV stations all over the country. She is a national award winning producer, reporter and anchor. Read more »


John Newcomer

John Newcomer

Being the son of parents that survived "The Great Depression" John was taught at an early age the value of family and hard work. His first job was at the age of 12 delivering the evening newspaper Read more »


Jim Ross

Jim Ross

Investigating consumer fraud, corruption and wrong-doing for the past 25 years, Jim Ross came to The Consumer Warning Network from the Economic Crimes Unit of Florida Attorney General Read more »


Al Scudieri

Al Scudieri

Al Scudieri is a native of New York City who graduated from the City University of NY. He joined the FBI in 1969 as a Special Agent and was assigned at New York, Alabama and Washington, D.C. Read more »


Terry Smiljanich

Terry Smiljanich

Terry is part of the original baby boomer generation, born at MacDill Airfield, Tampa, Florida, shortly after World War II, to a military family. His dad was part of the D-Day Read more »


Larry Wiezycki

Larry Wiezycki

Larry´s unique brand of television post production, shooting and editing has been broadcast all over the country in both national and local feature programming. Read more »


About Us

Who We Are

The Consumer Warning Network is devoted to exposing fraud and unfair practices against consumers. Our team includes former Federal Prosecutors, FBI agents and Investigative Journalists with decades of experience in uncovering wrongdoing. We give consumers the knowledge big companies don’t want you to have, so you can fight back.

CWN was founded by Attorney and former prosecutor Chris Hoyer out of frustration over the lack of meaningful help for homeowners trapped in the mortgage meltdown. After investigating big mortgage companies who created the sub-prime mess for several years, it became clear homeowners would bear the brunt of the financial hardship, especially as many began losing their homes to foreclosure. That gave birth to CWN’s first major grassroots campaign to help homeowners called “Produce the Note.” Click here to watch Chris’ original video urging homeowners to fight back.

From “Produce the Note” to drug company hypocrisy to finding out which airline is the safest, CWN is here to educate consumers in an age of overwhelming corporate greed. We hope you’ll come back often and find useful information to help you in your everyday life.

The James Hoyer Law Firm provides resources to make the operation of CWN possible.

Top Stories


Benefits of Probiotics

The amount of money Americans spend on probiotics has tripled over the last decade.  It’s become a billion dollar business— as growing research shows this so-called... Read more »

Inequality of Wealth & Income in America

The consolidation of American companies is having a profound effect on the economy, leaving the middle class squeezed and struggling to maintain itself.  A recent... Read more »


Consumer Alerts


Credit Monitoring – Paying for it & Doing it on your own

By Angie Moreschi Credit monitoring is one of those things that you probably don’t think much about until something bad happens.  Well, bad things have been happening. ... Read more »

Economic Predictions for 2014

Al Lewis Our favorite economic prognosticator consulted his Magic 8 Ball to provide what is sure to be an accurate assessment of the year ahead.  Al Lewis, who... Read more »


Where's the Outrage?


Drug Company Whistleblower Exposes Serious Problems at Plant that Makes Generics

A drug company whistleblower who exposed serious problems at the company that makes popular drugs used in the United States is telling his story to CBS News. ... Read more »

Taxpayers are Paying for For-Profit Colleges

If there’s one thing all taxpayers want it’s value for their money, but there’s a big question about whether we’re actually getting it with... Read more »


Voice of Democracy


Fight Foreclosure – Make ‘Em “Produce the Note”

Fight Foreclosure: Make ‘Em Produce The Note! Using the “produce the note” strategy is something all homeowners facing foreclosure can do. If you believe... Read more »

When Did the Consumer Become the Enemy?

By Angie Moreschi: Why is it that every time you turn around these days, you find a lawmaker up on Capitol Hill trying to stick it to the consumer?  Of course,... Read more »


Your Money


Nurse’s Allegations about Medicare Lead to $7.3 Million Settlement

A nurse’s allegations about excessive charges to Medicare led to a $7.3 million settlement between a Plano, Texas-based firm and the U.S. Justice Department. Whistleblower... Read more »

Best & Worst Jobs of 2013

The health care industry continues to lead the way when it comes to job growth and pay. Six out of the ten “best” jobs listed in this year’s CareerCast.com... Read more »