Featured

Learn to Save Money on Medical Costs

There’s often no rhyme or reason when it comes to what hospitals charge for medical procedures.  They can pretty much charge whatever they want to and do just that.  The evidence comes in the form of widely varying rates charged for the same procedure in the same geographic area.  ABC News examined the issue of inexplicable medical costs, while trying to help one family figure out how to save money on a tonsillectomy for their little boy.  Click here to watch.

Read more »


Why are the Rich So Rich, while Everyone Else Struggles?

Ordinary working Americans don’t seem to have as much of a chance anymore at striking it rich.  Over the past three decades, income disparity between the wealthy and middle class has exploded.  That makes it much harder for average people to pursue the American dream and nearly impossible for the poor.  Upward mobility in the United States is lagging far behind upward mobility in other industrialized countries.  If you’re feeling it, it’s not your imagination.  Click here to learn more and watch this fascinating documentary which is part of the “Why Poverty?” series: “Park Avenue: money, power and the American Dream”

Read more »


Nursing Home Chain Accused of Overbilling for Excess Care

Every year, Americans spend hundreds of billions of dollars on unnecessary medical tests and treatments.  Often times, that care goes to the elderly and all taxpayers end up paying for it through Medicare. CBS News has been investigating Life Care Centers of America, one of the largest nursing home chains in the country, for allegedly over-billing Medicare for unnecessary patient rehab.  Click here to watch this investigative report by CBS reporter Jeff Glore.


CWN Staff

Jillian Estes

Jillian Estes

Jill Estes was raised in Haddon Heights, New Jersey, and Palm Beach Gardens, Florida. As the middle daughter of small business owners, she learned early on about how important it is to be an advocate for the little guys. Read more »


Kim Fowlkes

Kim Fowlkes

Kim Fowlkes was born in Fort Oglethorpe, Georgia, and received a degree from Hillsborough Community College. She has extensive experience as a paralegal. Read more »


Chris Hoyer

Chris Hoyer

Factory worker, Laborer, Fisherman, Career Federal and State Prosecutor, Campaign Manager, Systems Designer, and Artist.


Judy Schropp Hoyer

Judy Schropp Hoyer

Judy is a wife, a mother and a human being. She was a hippie in the late 60s and attended law school in the 70’s. She prosecuted fraud on behalf of the State of Florida and the United States for 20 years and on behalf of private clients for about 10. Read more »


Angie Moreschi

Angie Moreschi

Angie has 20 years working as an investigative journalist at TV stations all over the country. She is a national award winning producer, reporter and anchor. Read more »


John Newcomer

John Newcomer

Being the son of parents that survived "The Great Depression" John was taught at an early age the value of family and hard work. His first job was at the age of 12 delivering the evening newspaper Read more »


Jim Ross

Jim Ross

Investigating consumer fraud, corruption and wrong-doing for the past 25 years, Jim Ross came to The Consumer Warning Network from the Economic Crimes Unit of Florida Attorney General Read more »


Al Scudieri

Al Scudieri

Al Scudieri is a native of New York City who graduated from the City University of NY. He joined the FBI in 1969 as a Special Agent and was assigned at New York, Alabama and Washington, D.C. Read more »


Terry Smiljanich

Terry Smiljanich

Terry is part of the original baby boomer generation, born at MacDill Airfield, Tampa, Florida, shortly after World War II, to a military family. His dad was part of the D-Day Read more »


Larry Wiezycki

Larry Wiezycki

Larry´s unique brand of television post production, shooting and editing has been broadcast all over the country in both national and local feature programming. Read more »


About Us

Who We Are

The Consumer Warning Network is devoted to exposing fraud and unfair practices against consumers. Our team includes former Federal Prosecutors, FBI agents and Investigative Journalists with decades of experience in uncovering wrongdoing. We give consumers the knowledge big companies don’t want you to have, so you can fight back.

CWN was founded by Attorney and former prosecutor Chris Hoyer out of frustration over the lack of meaningful help for homeowners trapped in the mortgage meltdown. After investigating big mortgage companies who created the sub-prime mess for several years, it became clear homeowners would bear the brunt of the financial hardship, especially as many began losing their homes to foreclosure. That gave birth to CWN’s first major grassroots campaign to help homeowners called “Produce the Note.” Click here to watch Chris’ original video urging homeowners to fight back.

From “Produce the Note” to drug company hypocrisy to finding out which airline is the safest, CWN is here to educate consumers in an age of overwhelming corporate greed. We hope you’ll come back often and find useful information to help you in your everyday life.

The James Hoyer Law Firm provides resources to make the operation of CWN possible.

Top Stories


Can You Trust Generic Drugs?

Many patients have come to accept generic drugs as a way to save costs when their insurance won’t cover name brands.  It seems like a reasonable alternative,... Read more »

Medicare’s Pay & Chase Phenomenon

Forget about drug-dealing, Medicare fraud is becoming America’s new get rich quick scheme of choice.  Why? Because it’s easy money, with little threat... Read more »


Consumer Alerts


What Made Your Doctor Prescribe that Drug?

Could an all expenses paid fishing trip or dinner at a five star restaurant influence your doctor when it comes to which prescription to give you? It’s a serious... Read more »

Fight Back! File a Complaint When You Have a Problem

If you’ve been ripped off or are fed up with the run around and bad service, fight back!  The head of the Consumer Financial Protection Bureau wants you to... Read more »


Where's the Outrage?


Do Non-Profit Hospitals Give as Much as They Get?

Many hospitals in your community no doubt enjoy tax exempt status because they are designated as non-profit.  But what does that really mean?  It’s not... Read more »

How Wall Street Escaped Prosecution in the Mortgage Crisis

Slapping a pair of handcuffs on wealthy executives can be a major deterrent to crime, but remarkably, Wall Street big wigs have been able to completely avoid jail... Read more »


Voice of Democracy


Fight Foreclosure – Make ‘Em “Produce the Note”

Fight Foreclosure: Make ‘Em Produce The Note! Using the “produce the note” strategy is something all homeowners facing foreclosure can do. If you believe... Read more »

When Did the Consumer Become the Enemy?

By Angie Moreschi: Why is it that every time you turn around these days, you find a lawmaker up on Capitol Hill trying to stick it to the consumer?  Of course,... Read more »


Your Money


Best & Worst Jobs of 2013

The health care industry continues to lead the way when it comes to job growth and pay. Six out of the ten “best” jobs listed in this year’s CareerCast.com... Read more »

Buy a Coffee with Just Your Name: How Much Privacy are You Willing to Give Up?

By Angie Moreschi: Just think.  You could walk into Starbucks, say your name and the barista would automatically whip up your double mocha skinny latte. No,  not... Read more »