Featured

Top Complaints about Airline Travel

When it comes to flying, getting where you want to go on time always seems to be an issue. Flight delays and cancellations top the list of complaints.

“You keep watching your departure time go up and up and up. That is quite frustrating,” said traveler Frank Evans who had just flown into Tampa from Canada.

Dana Hampton, who was headed to Atlanta, echoed that frustration, “Nobody wants to be delayed ‘cause you have to change everything, so no one likes it.”

Read more »


How to Improve Your Chances of Winning Scratch Off Lottery Games

By Angie Moreschi

There’s no doubt scratch off lottery games are big business. In 2013, the Florida Lottery sold more than $3 billion dollars in scratch off tickets.  The top prizes often range from $5000 to several million. The urge to win big is often irresistible for folks going to fill up their tank at the gas station or pick up a gallon of milk at the grocery.

“Winning money’s always fun!” laughed Melissa Rager, who says she loves the instant thrill of getting a winner.

Read more »


Does Writing “See ID” on Your Credit Card Protect You?

We all need to take precautions these days to protect ourselves against identity theft, especially when it comes to your credit card. You may have heard that writing “See ID” on the back of your card, instead of signing it, is a way to protect yourself, because it encourages a cashier to check another form of identification. Well, Asa Aarons, with CreditCards.com, says not so fast. Click here to see his report on why writing “See ID” is not such a good idea.

Read more »


CWN Staff

Jillian Estes

Jillian Estes

Jill Estes was raised in Haddon Heights, New Jersey, and Palm Beach Gardens, Florida. As the middle daughter of small business owners, she learned early on about how important it is to be an advocate for the little guys. Read more »


Kim Fowlkes

Kim Fowlkes

Kim Fowlkes was born in Fort Oglethorpe, Georgia, and received a degree from Hillsborough Community College. She has extensive experience as a paralegal. Read more »


Chris Hoyer

Chris Hoyer

Factory worker, Laborer, Fisherman, Career Federal and State Prosecutor, Campaign Manager, Systems Designer, and Artist.


Judy Schropp Hoyer

Judy Schropp Hoyer

Judy is a wife, a mother and a human being. She was a hippie in the late 60s and attended law school in the 70’s. She prosecuted fraud on behalf of the State of Florida and the United States for 20 years and on behalf of private clients for about 10. Read more »


Angie Moreschi

Angie Moreschi

Angie has 20 years working as an investigative journalist at TV stations all over the country. She is a national award winning producer, reporter and anchor. Read more »


John Newcomer

John Newcomer

Being the son of parents that survived "The Great Depression" John was taught at an early age the value of family and hard work. His first job was at the age of 12 delivering the evening newspaper Read more »


Jim Ross

Jim Ross

Investigating consumer fraud, corruption and wrong-doing for the past 25 years, Jim Ross came to The Consumer Warning Network from the Economic Crimes Unit of Florida Attorney General Read more »


Al Scudieri

Al Scudieri

Al Scudieri is a native of New York City who graduated from the City University of NY. He joined the FBI in 1969 as a Special Agent and was assigned at New York, Alabama and Washington, D.C. Read more »


Terry Smiljanich

Terry Smiljanich

Terry is part of the original baby boomer generation, born at MacDill Airfield, Tampa, Florida, shortly after World War II, to a military family. His dad was part of the D-Day Read more »


Larry Wiezycki

Larry Wiezycki

Larry´s unique brand of television post production, shooting and editing has been broadcast all over the country in both national and local feature programming. Read more »


About Us

Who We Are

The Consumer Warning Network is devoted to exposing fraud and unfair practices against consumers. Our team includes former Federal Prosecutors, FBI agents and Investigative Journalists with decades of experience in uncovering wrongdoing. We give consumers the knowledge big companies don’t want you to have, so you can fight back.

CWN was founded by Attorney and former prosecutor Chris Hoyer out of frustration over the lack of meaningful help for homeowners trapped in the mortgage meltdown. After investigating big mortgage companies who created the sub-prime mess for several years, it became clear homeowners would bear the brunt of the financial hardship, especially as many began losing their homes to foreclosure. That gave birth to CWN’s first major grassroots campaign to help homeowners called “Produce the Note.” Click here to watch Chris’ original video urging homeowners to fight back.

From “Produce the Note” to drug company hypocrisy to finding out which airline is the safest, CWN is here to educate consumers in an age of overwhelming corporate greed. We hope you’ll come back often and find useful information to help you in your everyday life.

The James Hoyer Law Firm provides resources to make the operation of CWN possible.

Top Stories


Best Products & Treatments for Scars

Pictures of Wesley’s lip after the car accident: with stitches & after healing Today, you can barely tell where facial plastic surgeon Dr. Ed Farrior stitched... Read more »

Are Vitamins and Supplements Safe?

Many of us take a vitamin or supplement (or several of them) every day hoping it will make us healthier.  Unfortunately, when it comes to vitamins and supplements,... Read more »


Consumer Alerts


Sugar: It’s the New Tobacco

You won’t find a Surgeon General’s warning on your bag of sugar, nor is it regulated by the FDA. Yet sugar can be far more addictive than cocaine, and... Read more »

Understanding What Makes You Buy & How Retailers Get You to Buy MORE

Retailers spend billions of dollars to understand what makes you buy something as a consumer.  Understanding the psychology behind our shopping behavior can help... Read more »


Where's the Outrage?


Drug Company Whistleblower Exposes Serious Problems at Plant that Makes Generics

A drug company whistleblower who exposed serious problems at the company that makes popular drugs used in the United States is telling his story to CBS News. ... Read more »

Taxpayers are Paying for For-Profit Colleges

If there’s one thing all taxpayers want it’s value for their money, but there’s a big question about whether we’re actually getting it with... Read more »


Voice of Democracy


Fight Foreclosure – Make ‘Em “Produce the Note”

Fight Foreclosure: Make ‘Em Produce The Note! Using the “produce the note” strategy is something all homeowners facing foreclosure can do. If you believe... Read more »

When Did the Consumer Become the Enemy?

By Angie Moreschi: Why is it that every time you turn around these days, you find a lawmaker up on Capitol Hill trying to stick it to the consumer?  Of course,... Read more »


Your Money


Nursing Home Giant to Pay $125 Million in Whistleblower Settlement

Nursing home therapy giant RehabCare has agreed to pay the government $125 million to settle a whistleblower lawsuit alleging it knowingly caused facilities it contracted... Read more »

Nurse’s Allegations about Medicare Lead to $7.3 Million Settlement

A nurse’s allegations about excessive charges to Medicare led to a $7.3 million settlement between a Plano, Texas-based firm and the U.S. Justice Department. Whistleblower... Read more »